Hai Ha Money Transfer provides currency exchange and international payment services for individual and business customers. Example of currency to currency foreign exchange rate for an allocation of funds to US$ from AU$: Suppose you wish to allocate AU$500 to US$ and the prevailing exchange rate, set by us, is AU$1 = US$1.09. This would equate to US$545.00 (AU$500 x 1.09).
Then check their benefits - you can earn frequent flyer points when you use Qantas Cash and Virgin's Global Wallet cards overseas, for best money exchange brisbane instance; the Cash Passport Platinum Mastercard gives you access to more than 850 airport lounges worldwide if your flight is delayed.

But should you 'must' exchange foreign cash, you'll need to compare commission inclusive rates plus the one off fee of most major banks, in comparison to the commission free rates, or the higher rates which are commissionable, advertised by the independent outlets.
From all the commentary here Aus and UK foreign exchange in the country use much the same models which generally means that the walkup rates are appalling - for example I did a check last year when XE showed 2.05 the high street here was offering 1.84 - online dealers with delivery and so one did much better around 1.95 or so but Mustafa in SIngapore was doing the same trade at 2.01.
While American Express travellers' cheques are still available and still a secure way to travel with a large amount of cash, there are fewer places to cash them now and you can order them in only a few currencies, making them one of the least convenient ways to travel with currency” according to Bessie Hassan.

I have always had excellent service when I have applied for foreign exchange. Just be sure to choose to be charged in AUD, and avoid having the ATM's bank apply its own conversion rate. Most cities have currency houses where you can exchange money, as does your hotel and most train or bus stations.
Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Currency Pass in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984). As such, it's always good to have some cash handy, and to keep your bank cards as a backup in addition to local cash when travelling.